It used to be that people could retire between sixty and sixty-five and live comfortably until the end on their retirement benefits. It truly was the golden age when you could relax and enjoy life instead of being stuck on the wheels of the rat race. Today though, with social security getting smaller and people losing the money they were saving in IRAs, many senior citizens have to work into their 70s and even 80s. Those who do depend on their meager social security benefits to survive find themselves struggling to pay their bills and to put food on the table. As a result, multi-generational homes are becoming more of the norm as families need to band together for financial support.
Whether you live alone or with family, there is government financial assistance for senior citizens available. Here are some government resources that can help.
Look into Supplemental Security Insurance
This federal government service gives money to seniors struggling in poverty whether they have worked in the past or not. If you don’t have enough money to meet your basic needs then this program can help.
Stay warm in the winter and cool in the summer
Energy bills have never been as high as they are today. On the news you always here of senior citizens found dead in their home, either in the freezing temperatures of the winter or the oppressive heat of the summer. How many of them happened because they couldn’t afford to turn on the gas or electric? The federal government runs the Low Income Home Energy Assistance Program that helps pay utility bills as well as home repairs that are needed to keep your building energy efficient. Each state has an office that you can call for help.
Stay healthy with better nutrition
You shouldn’t have to worry about where your next meal is coming from just because you are on a limited budget. The government also funds a food program through the Department of Agriculture. Run by state governments, this service makes sure senior citizens are eating proper meals. Food stamps are another option that seniors can take advantage of as well.
State programs also exist
Each state has its own set of senior citizen assistance programs that range from food and housing programs to tax and debt assistance. Section eight housing is another option if you can’t afford your rent on your own. Make an appointment with your local state representative to see if there are more financial assistance out there that you were not aware of.
Ask a family member to help you research more government financial assistance. Have them visit the usa.gov website where they have a list of resources for senior citizens that include help with going back to school and finding a volunteer program. There are also resources for grandparents who find themselves raising their grandchildren. The National Council of Aging is another place to try. Help can come in many different forms. All you need to do is ask.